Companies whose employees are not subject to KVG/LAMal

Companies whose employees are not subject to KVG/LAMal

Swiss or foreign companies established in Switzerland whose staff is exempt from the Swiss social security system

Employees who are exempt from membership of the Swiss social security system need full cover; this is known as first CHF cover.
Each case is unique. UNIQA has developed a tailor-made solution to ensure that each individual can benefit from insurance that is as effective as KVG/LAMal coverage plus supplementary insurance.
Enrolment is generally without medical questionnaire, waiting period or exclusion on the grounds of pre-existing condition (i.e. a pathology predating enrolment). Contracts are simply administered, with enrolment and de-enrolment requests made via a secure platform.

Companies whose employees are not subject to KVG/LAMal

The Swiss Federal Health Insurance Act (KVG/LAMal) governs compulsory health insurance in Switzerland. Under this law, every citizen must be insured against the risks associated with illness and accidents. Citizens are free to choose the insurance company authorized to provide social health insurance.
Another federal law governs private insurance.

Companies whose employees are not subject to KVG/LAMal

In brief
for Swiss-based companies

UNIQA offers a wide range of health insurance products for international companies based in Switzerland, including first CHF cover health insurance and supplementary health insurance for employees subject to KVG/LAMal.

Insurance plans worldwide

Companies whose employees are not subject to KVG/LAMal

Worldwide coverage

Companies whose employees are not subject to KVG/LAMal

Hospitalization in private ward

Companies whose employees are not subject to KVG/LAMal

Free choice of medical provider

Companies whose employees are not subject to KVG/LAMal

Worldwide support 27/7

Optimum level of service

Companies whose employees are not subject to KVG/LAMal

Direct payment in the event of hospitalization anywhere in the world

Companies whose employees are not subject to KVG/LAMal

Rapid reimbursement for outpatient care

Companies whose employees are not subject to KVG/LAMal

Online submission of repayment requirements

Companies whose employees are not subject to KVG/LAMal

Dedicated multilingual team

Customer relations

Companies whose employees are not subject to KVG/LAMal

Sustainable finance

Companies whose employees are not subject to KVG/LAMal

Guaranteed quality service

Companies whose employees are not subject to KVG/LAMal

Insurance solutions that meet local requirements

Companies whose employees are not subject to KVG/LAMal

Customized insurance plan

Companies whose employees are not subject to KVG/LAMal

RGPD Compliance

Companies whose employees are not subject to KVG/LAMal

In brief
For Swiss residents

Private international health insurance, UNIQA offers a unique international insurance solution for people subject to compulsory Swiss insurance. It includes comprehensive benefits, worldwide first CHF coverage for certain treatments abroad, and one of the best value-for-money guarantees available.

Insurance plans worldwide

Companies whose employees are not subject to KVG/LAMal

Worldwide coverage

Companies whose employees are not subject to KVG/LAMal

Hospitalization in a private room

Companies whose employees are not subject to KVG/LAMal

Elective treatment covered abroad

Companies whose employees are not subject to KVG/LAMal

Direct payment for hospital stays worldwide

Companies whose employees are not subject to KVG/LAMal

Worldwide support 27/7

Value for money

Companies whose employees are not subject to KVG/LAMal

Solution compliant with Swiss legislation

Companies whose employees are not subject to KVG/LAMal

Guaranteed quality service

Companies whose employees are not subject to KVG/LAMal

Free choice of KVG/LAMal insurance

Companies whose employees are not subject to KVG/LAMal

Free choice of KVG/LAMal deductible